CoinJar Instant Buy
Got a bank account? Buy crypto.
Say goodbye to slow moving bank deposits with CoinJar Instant Buy. Simply add your bank account to your CoinJar account. When you buy crypto you'll be able to use ACH to make the purchase instantly.
It's fast, convenient and with just a 1% fee, CoinJar Instant Buys are some of the cheapest crypto purchases in the world.
How Instant Buy works
Pick your crypto
Choose from more than 60 leading cryptocurrencies.Connect your bank
Link your bank account and start buying crypto instantly with ACH.Make a purchase
Buy crypto with your bank account via ACH or wire transfer.*As of 1 July 2025. This excludes any additional fees that you may be charged by your bank or credit card provider.
All purchases made with ACH will be subject to a 7-day reserved balance. For more information, see our dedicated .
Frequently asked questions
How do I link my bank account to CoinJar for cryptocurrency purchases?
CoinJar lets you buy crypto either instantly via ACH or using your CoinJar USD balance. To fund your balance, you’ll need to deposit USD and link your bank account.
Is CoinJar a financial institution?
No, CoinJar is a cryptocurrency exchange, not a financial institution. It facilitates buying and selling crypto but doesn't offer traditional banking services.
Your information is handled in accordance with CoinJar’s .
Copyright © 2025 CoinJar, Inc. All rights reserved.
CoinJar, Inc. is a registered Money Services Business with FinCEN and licensed as a money transmitter, NMLS #2492913. For a list of states in which CoinJar, Inc. is licensed or authorized to operate, please visit . In certain other states, money transmission services are provided by Cross River Bank, Member FDIC.
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